Description of the Reporting Entity

MVRMA is a consortium of municipalities located in southwest Ohio which, beginning in 1988, formed an Association under Section 2744.081 of the Ohio Revised Code (ORC) to act collectively in addressing its members' risk management and risk financing needs. The Association provides a combination of self-insurance and commercial reinsurance for its members' property/casualty exposures; provides a companion workers' compensation group rating program for qualified members; administers a claims/litigation management program; provides extensive safety/loss control consulting and training; and acts as a clearing house for risk related information and financial reporting services for its members.

History of MVRMA

The Miami Valley Risk Management Association was incorporated on December 1, 1988, with six (6) charter members, including the Cities of Beavercreek, Kettering, Miamisburg, Vandalia, West Carrollton and Wilmington. MVRMA has now grown to seventeen (17) members, with Troy joining in 1989, Montgomery joining in 1990, Springdale joining in 1991, Blue Ash and Wyoming joining in 1992, Indian Hill and Sidney joining in 1993, Madeira joining in 1994, Tipp City joining in 1996, Mason joining in 1997, Piqua joining in 2002 and Englewood, Bellbrook and Centerville joining in 2004.

Demographic Summary

The Association operates in the greater Dayton-Cincinnati area located in southwest Ohio. Membership is open to cities in this region with populations between 5,000 and 65,000. MVRMA's current members are in Clinton, Greene, Hamilton, Miami, Montgomery, Shelby and Warren Counties. The 2000 population of each of these counties is listed below:

County

Population

Clinton

     40,543

Greene

   147,886

Hamilton

   845,303

Miami

     98,868

Montgomery

   559,062

Shelby

     47,910

Warren    158,383

TOTAL

1,897,955

When Butler County, Darke County and Preble County, are included, the population base from which MVRMA could conceivable draw increases to approximately 2.3 million people. Approximately 35 prospective member cities, with residential populations of 5,000 to 65,000 are located either in these or neighboring counties.